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Monthly CPS data are not currently being released amidst the U.S. federal government shut down. Once the September 2025 monthly data are available, we will process and release them as quickly as possible via IPUMS.
An "X" indicates the variable is available for the listed sample.
Un(der)banked Supplement Variables -- HOUSEHOLD    (Group continued on next page...)    [top]
Variable
Variable Label
 Type

Aug
25

Jul
25

Jun
25

May
25

Apr
25

ASEC
25

Mar
25

Feb
25

Jan
25

Dec
24

Nov
24

Oct
24

Sep
24

Aug
24

Jul
24

Jun
24

May
24

Apr
24

ASEC
24

Mar
24

Feb
24

Jan
24

Dec
23

Nov
23

Oct
23

Sep
23

Aug
23

Jul
23

Jun
23

May
23

Apr
23

ASEC
23

Mar
23

Feb
23

Jan
23

Dec
22

Nov
22

Oct
22

Sep
22

Aug
22

Jul
22

Jun
22

May
22

Apr
22

ASEC
22

Mar
22

Feb
22

Jan
22

ASEC
20

ASEC
19
Variable

ASEC
18

ASEC
17

ASEC
16

ASEC
15

ASEC
14

ASEC
13

ASEC
12

ASEC
11

ASEC
10

ASEC
09
BPSUPINT Unbanked supplement interview status H . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . BPSUPINT . . . . . . . . . .
BUNBANKED Whether household member owns a checking/savings account H . . . . . . . . . . . . . . . . . . . . . . . . . . . . X . . . . . . . . . . . . . . . . . . . . . BUNBANKED . . . . . . . . . .
BUNDERBANKREAS Main reason anyone in your household needed a payday loan, tax refund anticipation loan, rent-to-own credit agreement, or visited a pawn shop in last 12 months H . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . BUNDERBANKREAS . . . . . . . . . .
BACCT12M Anyone in the household have a checking or savings account in past 12 months H . . . . . . . . . . . . . . . . . . . . . . . . . . . . X . . . . . . . . . . . . . . . . . . . . . BACCT12M . . . . . . . . . .
BACCTEV Anyone in the household ever had a checking or savings account H . . . . . . . . . . . . . . . . . . . . . . . . . . . . X . . . . . . . . . . . . . . . . . . . . . BACCTEV . . . . . . . . . .
BACCTFUTREAS Main reason someone in the household plans to open a bank account H . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . BACCTFUTREAS . . . . . . . . . .
BACCTFUTURE Likelihood someone in the household plans to open a bank account H . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . BACCTFUTURE . . . . . . . . . .
BAUTOTITLE12M Anyone in the household have an auto loan title in past 12 months H . . . . . . . . . . . . . . . . . . . . . . . . . . . . X . . . . . . . . . . . . . . . . . . . . . BAUTOTITLE12M . . . . . . . . . .
BCHECKEV Anyone in the household ever went to a place other than a bank to cash a check in last 12 months H . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . BCHECKEV . . . . . . . . . .
BCHECK12M Anyone in the household went to a place other than a bank to cash a check in last 12 months H . . . . . . . . . . . . . . . . . . . . . . . . . . . . X . . . . . . . . . . . . . . . . . . . . . BCHECK12M . . . . . . . . . .
BCHECKOFT How often anyone in the household cashes a check at a place other than a bank H . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . BCHECKOFT . . . . . . . . . .
BCHECKREAS Main reason for going to a place other than a bank to cash a check H . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . BCHECKREAS . . . . . . . . . .
BFINPART How much the respondent participates in household financial decisions H . . . . . . . . . . . . . . . . . . . . . . . . . . . . X . . . . . . . . . . . . . . . . . . . . . BFINPART . . . . . . . . . .
BFINSHARE Whether household members share finances H . . . . . . . . . . . . . . . . . . . . . . . . . . . . X . . . . . . . . . . . . . . . . . . . . . BFINSHARE . . . . . . . . . .
BMORDEREV Anyone in the household ever went to a place other than a bank to purchase a money order H . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . BMORDEREV . . . . . . . . . .
BMORDER12M Anyone in the household went to a place other than a bank to purchase a money order in last 12 months H . . . . . . . . . . . . . . . . . . . . . . . . . . . . X . . . . . . . . . . . . . . . . . . . . . BMORDER12M . . . . . . . . . .
BMORDEROFT How often anyone in the household purchases money at a place other than a bank H . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . BMORDEROFT . . . . . . . . . .
BMORDERREAS Main reason for purchasing money orders at a place other than a bank H . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . BMORDERREAS . . . . . . . . . .
BNOACCT Ever a time when household had no account in past 12 months H . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . BNOACCT . . . . . . . . . .
BPAWNEV Anyone in the household ever sold items at a pawn shop because cash was needed H . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . BPAWNEV . . . . . . . . . .
Variable
Variable Label
 Type

Aug
25

Jul
25

Jun
25

May
25

Apr
25

ASEC
25

Mar
25

Feb
25

Jan
25

Dec
24

Nov
24

Oct
24

Sep
24

Aug
24

Jul
24

Jun
24

May
24

Apr
24

ASEC
24

Mar
24

Feb
24

Jan
24

Dec
23

Nov
23

Oct
23

Sep
23

Aug
23

Jul
23

Jun
23

May
23

Apr
23

ASEC
23

Mar
23

Feb
23

Jan
23

Dec
22

Nov
22

Oct
22

Sep
22

Aug
22

Jul
22

Jun
22

May
22

Apr
22

ASEC
22

Mar
22

Feb
22

Jan
22

ASEC
20

ASEC
19
Variable

ASEC
18

ASEC
17

ASEC
16

ASEC
15

ASEC
14

ASEC
13

ASEC
12

ASEC
11

ASEC
10

ASEC
09
BPAWN12M Anyone in the household sold items at a pawn shop because cash was needed in the last 12 months H . . . . . . . . . . . . . . . . . . . . . . . . . . . . X . . . . . . . . . . . . . . . . . . . . . BPAWN12M . . . . . . . . . .
BPAWNOFT How often anyone in the household sold items at a pawn shop H . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . BPAWNOFT . . . . . . . . . .
BPAWNREAS Main reason for pawning an item rather than getting a bank loan H . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . BPAWNREAS . . . . . . . . . .
BPAYDAY Anyone in the household has ever used payday loan services H . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . BPAYDAY . . . . . . . . . .
BPAYDAYOFT How many times in the past 12 months did anyone in the household use payday loan services H . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . BPAYDAYOFT . . . . . . . . . .
BPAYDAYREAS Main reason for using payday loan services rather than a bank H . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . BPAYDAYREAS . . . . . . . . . .
BREMIT Anyone in the household went to a place other than a bank to send money to others outside the US H . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . BREMIT . . . . . . . . . .
BREMITREAS Main reason for going to a place other than a bank to send money to others outside the US H . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . BREMITREAS . . . . . . . . . .
BRENT2OWNEV Anyone in the household ever had a rent-to-own agreement H . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . BRENT2OWNEV . . . . . . . . . .
BRENT2OWN12M Anyone in the household had a rent-to-own agreement in the last 12 months H . . . . . . . . . . . . . . . . . . . . . . . . . . . . X . . . . . . . . . . . . . . . . . . . . . BRENT2OWN12M . . . . . . . . . .
BRENT2OWNOFT How often anyone in the household do business at a rent-to-own store H . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . BRENT2OWNOFT . . . . . . . . . .
BTAXLOAN5YR Anyone in the household has taken out a tax refund anticipation loan in last 5 years H . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . BTAXLOAN5YR . . . . . . . . . .
BTAXLOAN12M Anyone in the household has taken out a tax refund anticipation loan in last 12 months H . . . . . . . . . . . . . . . . . . . . . . . . . . . . X . . . . . . . . . . . . . . . . . . . . . BTAXLOAN12M . . . . . . . . . .
BACCTACCS Most common way account accessed H . . . . . . . . . . . . . . . . . . . . . . . . . . . . X . . . . . . . . . . . . . . . . . . . . . BACCTACCS . . . . . . . . . .
BNOACCTREAS Main reason household does not have an account. H . . . . . . . . . . . . . . . . . . . . . . . . . . . . X . . . . . . . . . . . . . . . . . . . . . BNOACCTREAS . . . . . . . . . .
BPPAID12M Used prepaid cards in the last 12 months H . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . BPPAID12M . . . . . . . . . .
BPPAIDBANK Prepaid cards used in the last 12 months came from bank H . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . BPPAIDBANK . . . . . . . . . .
BPPAIDRTL Prepaid cards used in the last 12 months came from non-bank store or website H . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . BPPAIDRTL . . . . . . . . . .
BPPAIDGOV Prepaid cards used in the last 12 months came from government agency H . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . BPPAIDGOV . . . . . . . . . .
BPPAIDEMP Prepaid cards used in the last 12 months were employer payroll cards H . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . BPPAIDEMP . . . . . . . . . .