The February 2026 monthly data are available via IPUMS CPS. We have not yet processed the January 2026 data that were recently re-released by the Census Bureau. October 2025 data were not collected during the U.S. federal government shutdown.
BPAYDAYOFT
How many times in the past 12 months did anyone in the household use payday loan services
- Codes
- Description
- Comparability
- Universe
- Availability
- Flags
- Questionnaire Text
- UnHarmonized Variables
Codes
This variable is not available for any of the currently selected samples.
Description
BPAYDAYOFT reports how often anyone in the household has used payday loan or payday advance services in the past 12 months. This variable is part of the series of questions that identifies underbanked households. While not documented, it is likely that BPAYDAYOFT has a topcode at 20.
Universe
- All supplement respondent households.
Availability
| Years | Jan | Feb | ASEC | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2009 | X | - | - | - | - | - | - | - | - | - | - | - |
