- Codes
- Description
- Comparability
- Universe
- Availability
- Flags
- Questionnaire Text
- UnHarmonized Variables
Codes and Frequencies
Description
BRENT2OWN12M reports whether anyone in the household has rented or leased anything from a rent-to-own store because it couldn't be financed any other way in the last 12 months.
This variable is part of the Unbanked/Underbanked Supplement.
Comparability
In 2011 and 2013 only those who reported having ever had a rent-to-own agreement were asked BRENT2OWN12M. This is not a requirement to be in universe in 2015 forward.
Question wording does change between years. 2011 and 2015 forward specify "We do not mean stores that offer installment plans or layaway plans." In 2013, the question specifies further not to consider "leasing cars or other installment payment plans that require credit check or layaway plans".
In 2019 and 2021, nonresponses to Unbanked/Underbanked Supplement questions were allocated based on households with similar demographics. The data quality flag for BRENT2OWN12M is QBRENT2OWN12M.
Universe
- Jun 2011 and Jun 2013: Households that indicated anyone had ever had a rent-to-own agreement, report having or not having bank accounts, and have a respondent age 15 or older, who has knowledge of household finances.
- Jun 2015, Jun 2017, Jun 2019, and Jun 2021: Households that report having or not having bank accounts, and have a respondent age 15 or older, who has knowledge of household finances.
Availability
| Years | Jan | Feb | ASEC | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2011 | - | - | - | - | - | X | - | - | - | - | - | - |
| 2013 | - | - | - | - | - | X | - | - | - | - | - | - |
| 2015 | - | - | - | - | - | X | - | - | - | - | - | - |
| 2017 | - | - | - | - | - | X | - | - | - | - | - | - |
| 2019 | - | - | - | - | - | X | - | - | - | - | - | - |
| 2021 | - | - | - | - | - | X | - | - | - | - | - | - |
