BCHECK12M
Anyone in the household went to a place other than a bank to cash a check in last 12 months
- Codes
- Description
- Comparability
- Universe
- Availability
- Flags
- Questionnaire Text
- UnHarmonized Variables
Codes and Frequencies
Description
BCHECK12M reports whether anyone in the household has gone to a place other than a bank to cash a check that was received from someone else in the last 12 months. Banks are defined as "banks, savings and loans, credit unions, and brokerage firms."
This variable is part of the Unbanked/Underbanked Supplement.
Comparability
In 2011 and 2013, only those who reported ever having gone to a non-bank location to cash a check were asked this question. This was not a requirement to be in universe for BCHECK12M in 2015 and on.
In 2019 and 2021, nonresponses to Unbanked/Underbanked Supplement questions were allocated based on households with similar demographics. The data quality flag for BCHECK12M is QBCHECK12M.
Universe
- Jun 2011 and Jun 2013: Households that indicated someone had ever cashed a check outside a bank, report having or not having bank accounts, and have a respondent aged 15 or older, who has knowledge of household finances.
- Jun 2015, Jun 2017, Jun 2019, and Jun 2021: Households that report having or not having bank accounts, and have a respondent aged 15 or older, who has knowledge of household finances.
Availability
| Years | Jan | Feb | ASEC | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2011 | - | - | - | - | - | X | - | - | - | - | - | - |
| 2013 | - | - | - | - | - | X | - | - | - | - | - | - |
| 2015 | - | - | - | - | - | X | - | - | - | - | - | - |
| 2017 | - | - | - | - | - | X | - | - | - | - | - | - |
| 2019 | - | - | - | - | - | X | - | - | - | - | - | - |
| 2021 | - | - | - | - | - | X | - | - | - | - | - | - |
