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BACCT12M
Anyone in the household have a checking or savings account in past 12 months

Codes

This variable is not available for any of the currently selected samples.

Description

BACCT12M indicates whether anyone in the household had a checking or savings account in the past 12 months. It is asked of households that do not currently have an account (see BUNBANKED) but that have at some point in the past had an account (see BACCTEV).

This variable is part of the Unbanked/Underbanked Supplement.

Comparability

In 2009-2013, the question asks when the last time anyone in the household had an account, with the options of "Within the last year" and "More than one year ago". In 2015+, the question asks whether anyone in the household had an account in the past 12 months.

This variable has been coded in IPUMS-CPS so that all responses are consistent with 2015+ question formatting. 2009-2013 "Within the last year" responses are coded "Yes" and "More than one year ago" responses are coded "No."

Universe

  • Households with no bank accounts that previously had accounts and a respondent, aged 15 or older, who has knowledge of household finances.

Availability

Years Jan Feb ASEC Apr May Jun Jul Aug Sep Oct Nov Dec
2009 X - - - - - - - - - - -
2011 - - - - - X - - - - - -
2013 - - - - - X - - - - - -
2015 - - - - - X - - - - - -
2017 - - - - - X - - - - - -

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UNHARMONIZED VARIABLES

No variables available