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Monthly CPS data are not currently being released amidst the U.S. federal government shut down. Once the September 2025 monthly data are available, we will process and release them as quickly as possible via IPUMS.
An "X" indicates the variable is available for the listed sample.
Un(der)banked Supplement Variables -- HOUSEHOLD    (Group continued on next page...)    [top]
Variable
Variable Label
 Type

Aug
25

Jul
25

Jun
25

May
25

Apr
25

ASEC
25

Mar
25

Feb
25

Jan
25

Dec
24

Nov
24

Oct
24

Sep
24

Aug
24

Jul
24

Jun
24

May
24

Apr
24

ASEC
24

Mar
24

Feb
24

Jan
24

Dec
23

Nov
23

Oct
23

Sep
23

Aug
23

Jul
23

Jun
23

May
23

Apr
23

ASEC
23

Mar
23

Feb
23

Jan
23

Dec
22

Nov
22

Oct
22

Sep
22

Aug
22

Jul
22

Jun
22

May
22

Apr
22

ASEC
22

Mar
22

Feb
22

Jan
22

ASEC
20

ASEC
19
Variable

ASEC
18

ASEC
17

ASEC
16

ASEC
15

ASEC
14

ASEC
13

ASEC
12

ASEC
11

ASEC
10

ASEC
09
BPPAIDFAM Prepaid cards used in the last 12 months came from family or friends H . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . BPPAIDFAM . . . . . . . . . .
BPPAIDOTH Prepaid cards used in the last 12 months came from somewhere other than a bank, a store/website, an employer, the government, or family/friends H . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . BPPAIDOTH . . . . . . . . . .
BGOVCARDSS Have card from government to receive social security or disability benefits H . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . BGOVCARDSS . . . . . . . . . .
BGOVCARDUN Have card from government to receive unemployment benefits H . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . BGOVCARDUN . . . . . . . . . .
BGOVCARDFS Have card from government to receive food or child care benefits H . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . BGOVCARDFS . . . . . . . . . .
BGOVCARDOTH Have card from government for reasons other than social security/disability, unemployement, or child care and food benefits H . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . BGOVCARDOTH . . . . . . . . . .
BCHECK30D Went to a place other than a bank to cash a check in the last 30 days H . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . BCHECK30D . . . . . . . . . .
BPAYDAY12M Used payday loan or payday advance services in the last 12 months H . . . . . . . . . . . . . . . . . . . . . . . . . . . . X . . . . . . . . . . . . . . . . . . . . . BPAYDAY12M . . . . . . . . . .
BPAYDAY30D Took out a payday loan in the last 30 days H . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . BPAYDAY30D . . . . . . . . . .
BPAWN30D Pawned an item within the last 30 days H . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . BPAWN30D . . . . . . . . . .
BMORDER30D Purchased a money order in the last 30 days H . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . BMORDER30D . . . . . . . . . .
BREMITNOBANK Have ever gone to a place other than a bank to send money outside the U.S. H . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . BREMITNOBANK . . . . . . . . . .
BREMITANY12M Sent money outside US in the last 12 months H . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . BREMITANY12M . . . . . . . . . .
BREMITBANK12M Sent money outside the US in the last 12 months using a bank H . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . BREMITBANK12M . . . . . . . . . .
BREMIT30D Went to a place other than a bank to send money outside U.S. in the past 30 days H . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . BREMIT30D . . . . . . . . . .
BTAXLOANEVR Have ever taken out a tax refund anticipation loan, or used a tax preparation service H . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . BTAXLOANEVR . . . . . . . . . .
BPPAIDEV Household has ever used pre-paid cards H . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . BPPAIDEV . . . . . . . . . .
BINCCHECK Receive income by check or money order in a typical month (last 12 months) H . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . BINCCHECK . . . . . . . . . .
BINCACCT Receive income by direct deposit or electronic transfer in a typical month (last 12 months) H . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . BINCACCT . . . . . . . . . .
BINCCARD Received income or benefits through direct deposit or electronic transfer onto a prepaid card in a typical month (last 12 months) H . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . BINCCARD . . . . . . . . . .
Variable
Variable Label
 Type

Aug
25

Jul
25

Jun
25

May
25

Apr
25

ASEC
25

Mar
25

Feb
25

Jan
25

Dec
24

Nov
24

Oct
24

Sep
24

Aug
24

Jul
24

Jun
24

May
24

Apr
24

ASEC
24

Mar
24

Feb
24

Jan
24

Dec
23

Nov
23

Oct
23

Sep
23

Aug
23

Jul
23

Jun
23

May
23

Apr
23

ASEC
23

Mar
23

Feb
23

Jan
23

Dec
22

Nov
22

Oct
22

Sep
22

Aug
22

Jul
22

Jun
22

May
22

Apr
22

ASEC
22

Mar
22

Feb
22

Jan
22

ASEC
20

ASEC
19
Variable

ASEC
18

ASEC
17

ASEC
16

ASEC
15

ASEC
14

ASEC
13

ASEC
12

ASEC
11

ASEC
10

ASEC
09
BINCCASH Received income in cash in a typical month (last 12 months) H . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . BINCCASH . . . . . . . . . .
BINCOTH Received income in any form other than check/money order, account transfer, prepaid card, or cash in a typical month (last 12 months) H . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . BINCOTH . . . . . . . . . .
BINCWHERE Typically cashed check or money order received as income somewhere other than a bank H . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . BINCWHERE . . . . . . . . . .
BBILLCASH Paid bills using cash in a typical month (last 12 months) H . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . BBILLCASH . . . . . . . . . .
BBILLCHECK Paid bills using a personal check in a typical month (last 12 months) H . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . BBILLCHECK . . . . . . . . . .
BBILLDC Paid bills using a debit card linked to a bank account in a typical month (last 12 months) H . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . BBILLDC . . . . . . . . . .
BBILLCC Paid bills using a credit card in a typical month (last 12 months) H . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . BBILLCC . . . . . . . . . .
BBILLPC Used a prepaid card to pay bills in a typical month (last 12 months) H . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . BBILLPC . . . . . . . . . .
BBILLELEC Paid bills electronically from a bank account in a typical month (last 12 months) H . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . BBILLELEC . . . . . . . . . .
BBILLMO Used a money order from a place other than a bank to pay bills in a typical month (last 12 months) H . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . BBILLMO . . . . . . . . . .
BBILLMOB Used a cashier's check or money order from a bank to pay bills in a typical month (last 12 months) H . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . BBILLMOB . . . . . . . . . .
BBILLOTH Paid bills in any way other than cash, check, money order, debit card, credit card, prepaid card, or electronic withdrawal in a typical month (last 12 months) H . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . BBILLOTH . . . . . . . . . .
BCREDITCARD Had a credit card (not debit) from Visa, MasterCard, American Express, or Discover in the last 12 months H . . . . . . . . . . . . . . . . . . . . . . . . . . . . X . . . . . . . . . . . . . . . . . . . . . BCREDITCARD . . . . . . . . . .
BCREDITAPP Applied for a new credit card, or a personal loan or line of credit at a bank in the last 12 months H . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . BCREDITAPP . . . . . . . . . .
BCREDITDENY Denied a request for new credit or not recieved as much as applied for in the past 12 months H . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . BCREDITDENY . . . . . . . . . .
BCREDITWANT In the last 12 months, thought about applying for new credit card, personal loan, or line of credit at bank, but did not because of possibly being turned down. H . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . BCREDITWANT . . . . . . . . . .
BSAVE12M Set aside any money in past 12 months that could be used for unexpected expenses or emergencies H . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . BSAVE12M . . . . . . . . . .
BSAVECACCT Money saved in past 12 months was kept in a checking account H . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . BSAVECACCT . . . . . . . . . .
BSAVESACCT Money saved in past 12 months was kept in a savings account H . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . BSAVESACCT . . . . . . . . . .
BSAVEPCARD Money saved in past 12 months was kept on a prepaid card H . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . BSAVEPCARD . . . . . . . . . .