November 2025 monthly data are now available via IPUMS CPS. Note that October data were not collected during the U.S. federal government shutdown.
BPAYDAYREAS
Main reason for using payday loan services rather than a bank
- Codes
- Description
- Comparability
- Universe
- Availability
- Flags
- Questionnaire Text
- UnHarmonized Variables
Codes
This variable is not available for any of the currently selected samples.
Description
BPAYDAYREAS indicates for unbanked households the main reason for using payday loan or payday advance services rather than a bank.
This variable is part of the Unbanked/Underbanked Supplement.
Universe
- Supplement respondent households that have used payday loan or payday advance services.
Availability
| Years | Jan | Feb | ASEC | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2009 | X | - | - | - | - | - | - | - | - | - | - | - |
| 2011 | - | - | - | - | - | X | - | - | - | - | - | - |
