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The March 2026 monthly data and the January 2026 data that were recently re-released by the Census Bureau are now available via IPUMS CPS. October 2025 data were not collected during the U.S. federal government shutdown.

BUNDERBANKREAS

Main reason anyone in your household needed a payday loan, tax refund anticipation loan, rent-to-own credit agreement, or visited a pawn shop in last 12 months
Return to Un(der)banked Supplement variables list

Codes

This variable is not available for any of the currently selected samples.

Description

BUNDERBANKREAS indicates for unbanked households the main reason anyone in the household needed a payday loan, a tax refund anticipation loan, a rent-to-own credit agreement, or visited a pawn shop.

This variable is part of the Unbanked/Underbanked Supplement.

Comparability

The main categories for reasons change somewhat between sample years. Many categories remain unchanged; however, some categories are disaggregated or omitted in later sample years.

Universe

  • Supplement respondent households that used a payday loan, a tax refund loan, a rent-to-own credit agreement, or visited a pawn shop in last 12 months.

Availability

Years Jan Feb ASEC Apr May Jun Jul Aug Sep Oct Nov Dec
2009 X - - - - - - - - - - -
2011 - - - - - X - - - - - -

Flags

This variable has no flags.

Unharmonized Variables

No variables available