The February 2026 monthly data are available via IPUMS CPS. We have not yet processed the January 2026 data that were recently re-released by the Census Bureau. October 2025 data were not collected during the U.S. federal government shutdown.
BPAYDAYREAS
Main reason for using payday loan services rather than a bank
- Codes
- Description
- Comparability
- Universe
- Availability
- Flags
- Questionnaire Text
- UnHarmonized Variables
Codes
This variable is not available for any of the currently selected samples.
Description
BPAYDAYREAS indicates for unbanked households the main reason for using payday loan or payday advance services rather than a bank.
This variable is part of the Unbanked/Underbanked Supplement.
Universe
- Supplement respondent households that have used payday loan or payday advance services.
Availability
| Years | Jan | Feb | ASEC | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2009 | X | - | - | - | - | - | - | - | - | - | - | - |
| 2011 | - | - | - | - | - | X | - | - | - | - | - | - |
