Monthly CPS data are not currently being released amidst the U.S. federal government shut down. Once the September 2025 monthly data are available, we will process and release them as quickly as possible via IPUMS.
BCREDITCARD
Had a credit card (not debit) from Visa, MasterCard, American Express, or Discover in the last 12 months
- Codes
- Description
- Comparability
- Universe
- Availability
- Flags
- Questionnaire Text
- UnHarmonized Variables
Codes and Frequencies
Description
BCREDITCARD reports whether anyone in the household had a credit card from Visa, MasterCard, American Express, or Discover during the past 12 months.
This variable is part of the Unbanked/Underbanked Supplement.
Comparability
In 2019-forward, nonresponses to Unbanked/Underbanked Supplement questions were allocated based on households with similar demographics. The data quality flag for BCREDITCARD is QBCREDITCARD.
This variable is otherwise comparable across all available years.
Universe
- Jun 2015, Jun 2017, Jun 2019, Jun 2021, and Jun 2023: Households that report having or not having bank accounts, and have a respondent age 15 or older, who has knowledge of household finances.
Availability
| Years | Jan | Feb | ASEC | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2015 | - | - | - | - | - | X | - | - | - | - | - | - |
| 2017 | - | - | - | - | - | X | - | - | - | - | - | - |
| 2019 | - | - | - | - | - | X | - | - | - | - | - | - |
| 2021 | - | - | - | - | - | X | - | - | - | - | - | - |
| 2023 | - | - | - | - | - | X | - | - | - | - | - | - |
