Monthly CPS data are not currently being released amidst the U.S. federal government shut down. Once the September 2025 monthly data are available, we will process and release them as quickly as possible via IPUMS.
BACCTEV
Anyone in the household ever had a checking or savings account
- Codes
- Description
- Comparability
- Universe
- Availability
- Flags
- Questionnaire Text
- UnHarmonized Variables
Codes and Frequencies
Description
BACCTEV reports whether anyone in the household has ever had a checking or savings account for households which do not currently have accounts.
This variable is part of the Unbanked/Underbanked Supplement.
Comparability
In 2019-forward, nonresponses to Unbanked/Underbanked Supplement questions were allocated based on households with similar demographics. The data quality flag for BACCTEV is QBACCTEV.
This variable is otherwise comparable across all available years.
Universe
- Households with no bank accounts and a respondent, aged 15 or older, who has knowledge of household finances.
Availability
| Years | Jan | Feb | ASEC | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2009 | X | - | - | - | - | - | - | - | - | - | - | - |
| 2011 | - | - | - | - | - | X | - | - | - | - | - | - |
| 2013 | - | - | - | - | - | X | - | - | - | - | - | - |
| 2015 | - | - | - | - | - | X | - | - | - | - | - | - |
| 2017 | - | - | - | - | - | X | - | - | - | - | - | - |
| 2019 | - | - | - | - | - | X | - | - | - | - | - | - |
| 2021 | - | - | - | - | - | X | - | - | - | - | - | - |
| 2023 | - | - | - | - | - | X | - | - | - | - | - | - |
